Guest post by Leandro Mueller.
Another year, another great reason to live life to the fullest. Jumpstart your 2017 retirement plans by committing and achieving these New Year resolutions. Leandro Mueller of FreeMedSuppQuotes is happy to share with us these quick and easy resolutions that will make the most out of the golden years.
Please share this article with your friends and loved ones! Everyone deserves a bright future – you may just be the key to helping someone else do so.
2017 is a year that can prove to be one of your brightest, if you decide to make some necessary and life-changing decisions. To help you with this transformation, we’d like to share some easy and rewarding New Year retirement resolutions:
Care for the Caregiver
If you receive assistance and support from a caregiver, it’s high time to give back to these unsung heroes. Whether professional or family, caregivers have a lot on their plates. Caregivers pour time and passion into what they do. They often lose work opportunities due to putting their care recipients first. A simple acknowledgment of their efforts could mean the world to them.
If you can cook, whip up something special for them. If possible, go on a trip with them, even if it’s just a walk in a nearby park. Even simply listening to them and hearing their story can lighten the burden they are carrying. Giving caregivers the spotlight they deserve not only benefits them, but you as well. Forging a bond with the person who constantly cares for you will bring out the satisfaction and joy of the retirement years.
Taking care of your health should always be a priority. This year, go the extra mile by being more conscious of the food you eat and the physical activities you need to do. Staying fit doesn’t mean you need to starve yourself or get into heavy lifting. A more vigilant outlook on how to be fit – through monitoring and food selection – will allow you to view health as an important part of life – and not as a chore!
If you still haven’t, now is the best time to consider enrolling for health insurance. Medicare supplement insurance, which helps pay for out-of-pocket expenses in Original Medicare plans, may offer you a more flexible and practical approach when managing finances during the retirement years. Make sure to contact an agent to check your options. There are ten standardized plans to choose from, so you can be sure that there is a policy that will suit your circumstances.
Stick to these three simple retirement New Year resolutions, and you can be sure that 2017 will be a fantastic period of your life.
Do you have other tips and suggestions you’d like to include on making retirement planning amazing this year? Please share them with us below. Good luck, and all the best for a happy new year!
Guest post by Violet Swenson.
As the majority of the baby boomer generation enters the retirement phase, we need to consider better retirement plans.
As documented by the National Institute on Aging, life expectancy has risen through the years, with the global rate of centenarians expected to increase by more than 1000% between the years of 2010 and 2050.
A decrease in mortality rates means that retirees need to undertake extra precaution. Here are a few simple and easy tips for individuals entering the golden years to craft the best retirement plans.
The older you get, the more likely it is that you will need medical care and assistance. This can be a troubling thought, considering the various and often expensive costs of proper care and treatment. To hold onto your hard-earned savings, make sure to invest in your health early.
Shifting to a healthier lifestyle now will pay great dividends for the future. Some suggestions for healthy change include choosing a healthier diet, committing to more physical workouts, and avoiding vices altogether.
One of the best ways to deal with the risks associated with longer life spans is asking older persons for help. Finding out how other people deal with problems related to longevity will give you ideas on how to better plan for your tomorrow. Older people will be able to suggest other solutions that will make the retirement years more enjoyable, such as insurance policies to invest in, places to visit, groups to join, ways to exercise, and retirement experts to speak with. You are not alone in this phase of your life. You simply need to look around and find the support necessary to help you face your retirement days.
Even with a healthy lifestyle, coverage for your medical needs should always be prioritized. Opting to purchase Medicare supplement insurance (also known as Medigap) is an effective way for you to receive proper health care and assistance while securing your savings at the same time. This type of policy deals with the “gaps,” such as co-insurance, co-payments, and deductibles, that aren’t covered by original Medicare plans. With your future at stake, you want to make sure you have enough funds to make the years enjoyable and memorable. You can make this happen by simply requesting Medigap quotes online.
The best retirement plans begin when individuals choose to believe in themselves. As cliché as it may sound, all the best plans and preparations would mean nothing without a glass-half-full outlook on life. Choose to have an optimistic perspective. Life is wonderful, just as long you choose it to be.
How about you? Do you have other tips to suggest when it comes to considering longevity and retirement planning? Do you have any questions about building connections or Medigap plans? Please leave a comment below! And please share this article – doing so may help more people understand the urgency of planning for their future!
Guest post by Dr. Sandra Timmermann, IFA UN Representative
IFA’s UN Team is gearing up for the seventh session of the General Assembly Open-Ended Working Group on Ageing (OEWGA), which will be held at the UN from December 12-15, 2016. All our energies for this session are directed toward continuing the discussion on a convention to protect and promote the rights of older persons.
IFA Representative Frances Zainoeddin is playing a leading role in getting our team organized and in mobilizing the other organizational representatives who are members of the New York NGO Committee on Ageing (NGO/CoA). The November meeting of the NGO/CoA, lead by Frances and her co-chair of the Sub-committee on Human Rights, was devoted to briefing the members about why we need a convention, what happens at OEWGA, and what needs to be done before and during the session. Frances, with her background on the staff of the UN and her ability to get things done, is the perfect person to move us forward.
Mateo Estreme, Deputy Permanent Representative of the Mission of Argentina and chair of OEWGA for the past five years, has been a strong supporter of ageing at the UN. At the NGO/CoA meeting, he urged us “to prepare and to be strategic.” He noted that some positive developments have taken place in the last year, including Africa’s adoption of a protocol on the rights of older persons. Although progress will be slow, there is some movement now, and we have to keep up the momentum. “We will need a critical mass of countries working toward a convention,” he added, and “we are not there yet,” but he is optimistic that progress can be made. He urged us not to give up, to be patient, to speak up, and to ask pointed questions when given the opportunity. The IFA and the NGO/CoA are fortunate to have Representative Estreme’s continued enthusiasm and support in working toward a convention.
Other actions leading up to OEWGA have taken place or are scheduled in the next few weeks. They include:
Our IFA representatives are participating in the Mission visits and the workshop, and will be front and center at OEWGA. We are prepared to comment, to ask questions and to demonstrate by our presence the growing support of the ageing community for a convention. Stay tuned for an update in the next blog on the deliberations at OEWGA and our progress in advocating for the human rights of older persons.